<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
          http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <!-- Main page — judgment interest calculator -->
  <url>
    <loc>https://floridajudgmentinterest.com/</loc>
    <lastmod>2026-05-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Contractual interest section (same page, anchor) -->
  <url>
    <loc>https://floridajudgmentinterest.com/#contractual</loc>
    <lastmod>2026-05-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Rate table section -->
  <url>
    <loc>https://floridajudgmentinterest.com/#rate-table</loc>
    <lastmod>2026-05-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

</urlset>
